zip pay

Own your wellness.

Get the treatment you want today,
pay later.

pay later

Nothing to pay today

We pay the practice, you proceed with treatment.

free

Interest free

Easy interest free payments. No hidden fees.

flexi

Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly.

reuse

Reusable account

A reusable account with a limit that suits your needs.

We’ve partnered with Zip to make treatment more accessible.

Zip has two accounts to suit your treatment bill.

index

For smaller treatments

Up to $1,000

Account limits

Up to $1,000

Interest free period

Always interest free

Establishment Fee

$0

Minimum repayments

$40/month

Monthly fees

$6/month (waived if you have no balance)

zip-money-new

For larger procedures

Over $1,000

Account limits

$1,000 - $30,000

Interest free period

Up to 6 months interest free

Establishment Fee

$0 - $99 (one off fee added to your balance)

Minimum repayments

From $40/month or 3% (whichever is greater)

Monthly fees

$6/month (waived if you have no balance)

How to use Zip at The Caringbah Dentists

Book.

Book your appointment today.

Apply.

Create your Zip account. Make payments up to your limit.

Pay.

Pay it back in full, or over time from just $40 a month.

how to use

Zip FAQs

All you need is:
  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money.
How to use Zip:
  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at reception.
  • Log into your account to set up your a repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.
Fees & interest:
  • Zip Pay purchases are interest free, always.
  • Zip Money is interest free if you pay off your purchases within the interest free period.
  • Standard interest rate of 19.9% applies after the interest free period.
  • The $6.00 monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.
Repayments:
  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
  • Repayments start from $40 a month and are based on your account's credit limit.
Returns & refunds:
  • If your refund request meets The Caringbah Dentists's refunds policy, the purchase amount will be credited back to your Zip account.