
Own your wellness.
Get the treatment you want today,
pay later.
Nothing to pay today
We pay the practice, you proceed with treatment.
Interest free
Easy interest free payments. No hidden fees.
Flexible repayments
Pay us back how you like - weekly, fortnightly or monthly.
Reusable account
A reusable account with a limit that suits your needs.

We’ve partnered with Zip to make treatment more accessible.
Zip has two accounts to suit your treatment bill.
For smaller treatments
Up to $1,000
Account limits
Up to $1,000
Interest free period
Always interest free
Establishment Fee
$0
Minimum repayments
$40/month
Monthly fees
$6/month (waived if you have no balance)
For larger procedures
Over $1,000
Account limits
$1,000 - $30,000
Interest free period
Up to 6 months interest free
Establishment Fee
$0 - $99 (one off fee added to your balance)
Minimum repayments
From $40/month or 3% (whichever is greater)
Monthly fees
$6/month (waived if you have no balance)
How to use Zip at The Caringbah Dentists
Book.
Book your appointment today.
Apply.
Create your Zip account. Make payments up to your limit.
Pay.
Pay it back in full, or over time from just $40 a month.
Zip FAQs
How to use Zip:
- Choose the account that's right for you.
- Sign up and get a decision in minutes.
- Select Zip at reception.
- Log into your account to set up your a repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
Fees & interest:
- Zip Pay purchases are interest free, always.
- Zip Money is interest free if you pay off your purchases within the interest free period.
- Standard interest rate of 19.9% applies after the interest free period.
- The $6.00 monthly account fee is waived if you pay your balance by the due date.
- If there's nothing owing on your account, there's nothing to pay and no fees.
Repayments:
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
- Repayments start from $40 a month and are based on your account's credit limit.
Returns & refunds:
- If your refund request meets The Caringbah Dentists's refunds policy, the purchase amount will be credited back to your Zip account.